Platinum Package Home Loans
Home loan know-how, family finance tips, and stories that support you at every stage of life.
Finance tips and stories that support families.
Offset can save years on your loan.
Feb 2025 · 4 min read
Rates may be working in your favor.
Feb 2025 · 4 min read
A budgeting guide for parents with school-aged kids.
Mar 2025 · 3 min read
Build wealth while raising kids.
Mar 2025 · 4 min read
The Australian government is expecting to launch the Help to Buy scheme in 2024, which aims to assist low and middle-income earners in achieving their homeownership goals.
Jan 2024 · 4 min read
As a property owner, if you have a loan, you have heard about interest and cash rates. But do you understand what they are and how they affect your mortgage?
Dec 2023 · 5 min read
Buying a first home can be an exciting yet daunting experience for young Australians. As parents, we want nothing but the best for our children, which includes seeing them step into the property market and invest in their future.
Nov 2023 · 4 min read
When it comes to funding a business, there are many options available in the market. However, choosing the lending option suited to your circumstances depends on a number of factors.
Oct 2023 · 3 min read
Small businesses are pivotal in Australia's economy, contributing significantly to its Gross Domestic Product (GDP). However, as a small business owner, you wear many hats and often, securing funding and managing cash flow is up to you. Whether you can source funding and understa
Sept 2023 · 4 min read
When it comes to investing in our homes, Australians know it's a big decision. With numerous options for home loans from banks and non-bank lenders, it's easy to feel overwhelmed when trying to find the most cost-effective way to reduce your mortgage repayments. That's why having
Aug 2023 · 3 min read
Buying or selling a home is a major undertaking, and there are many variables that can complicate the process. If you're looking to do both simultaneously, it's important to be well-informed and well-prepared to help ensure a successful outcome.
July 2023 · 6 min read
If you're considering taking out a personal loan for your next big purchase, you've come to the right place. From understanding interest rates and terms to discovering why a personal loan might make sense for your situation, this guide provides a quick overview.
May 2023 · 5 min read
For many people, a self-managed super fund (SMSF) offers a great opportunity to take control of their retirement savings. When it comes to investment strategy, an SMSF offers a unique advantage in the form of direct property ownership. Let’s explore the basics of SMSF, how it wor
May 2023 · 6 min read
For investors in the property market, staying informed is essential to navigating the ever-changing landscape of real estate. From fluctuations in interest rates to changes in demand for rentals and everything in between, there are countless factors that can affect your investmen
Apr 2023 · 6 min read
If you own or are looking to purchase an investment property, pre-paying your interest can be a great way to save money at tax time. You’ve probably heard this tip before, but do you know how it works and why it's so beneficial? Let’s look at the ins and outs of pre-paying your i
Mar 2023 · 3 min read
If you're a first-home buyer, you may have heard the term "guarantor" used in relation to home loans. But what exactly is a guarantor? In short, a guarantor agrees to cover the repayments on your home loan if you cannot make them.
Jan 2023 · 5 min read
From exchanging documents to paying deposits to applying for a mortgage, understanding key dates and timelines is essential in making sure all aspects of your real estate settlement are handled correctly. This article will provide an overview of the property settlement process.
Dec 2022 · 6 min read
Purchasing your first home is a major milestone in life. It can be exciting but also overwhelming. One of the most daunting aspects of buying a home is understanding the financing process. From knowing your credit score to selecting the right type of mortgage, there are quite a f
Nov 2022 · 4 min read
Most businesses go through cycles of growth, and at some point, you may need to free up some cash flow, or you may be preparing for the future. Either way, it's important to weigh all of your options before making a decision.
Oct 2022 · 4 min read
Steps to Refinance your Home Loan Refinancing a home loan can be a great way to save money on your mortgage.
Sept 2022 · 3 min read
Over the last few months, there has been a lot of speculation surrounding the housing market, including whether rising interest rates will negatively impact property prices.
Aug 2022 · 3 min read
While we usually think of the big four banks when it comes to home loans, many mortgages are written by nonbank and boutique lenders like credit unions, building societies and other mortgage lenders that aren't associated with banks.
July 2022 · 4 min read
Get the Most Out of Your Loan with These Tips Most people don't realise that they have options when it comes to their loans.
July 2022 · 8 min read
Buyers are steadily shifting their attention from houses to units.
June 2022 · 3 min read
Large numbers of borrowers will soon be coming to the end of their fixedrate period, with Commonwealth Bank alone revealing that $44 billion of fixed loans will expire this year, according to Canstar.
June 2022 · 5 min read
The Reserve Bank recently increased official interest rates by 0.
June 2022 · 4 min read
National residential construction costs increased 9.
May 2022 · 3 min read
The big four banks have forecast that the Reserve Bank will begin lifting official interest rates from June.
May 2022 · 4 min read
When it comes to classifying debt as either ‘good’ or ‘bad’, borrowing to fund your education or buy a property are generally regarded as good debt, because both tend to deliver a return on investment.
May 2022 · 3 min read
The Australian property market has proven to be highly resilient.
Mar 2022 · 5 min read
First home buyers can now save their deposit even faster after the First Home Super Saver Scheme savings threshold was increased from $30,000 to $50,000.
Mar 2022 · 3 min read
The Reserve Bank has said it will increase the cash rate at some point.
Mar 2022 · 3 min read
An extra 4,651 first home buyers will be able to access federal government assistance during the 202122 financial year.
Feb 2022 · 3 min read
Buying your first home can be overwhelming.
Feb 2022 · 5 min read
No matter how big or small your project, you may need to borrow funds to finance your home renovations.
Jan 2022 · 5 min read
Property Gearing can be a confusing topic.
Jan 2022 · 3 min read
There is more to purchasing a property than just the purchase price.
Jan 2022 · 4 min read
Buying a property is usually one of the most significant investments you make in your lifetime and can be a very daunting task.
Jan 2022 · 4 min read
Australia's banking regulator, APRA, has introduced new lending rules to reduce the maximum amount some people can borrow.
Nov 2021 · 4 min read
An important consideration when looking for your new home or investment is not only what you can afford, but what are your options for repayments?
Nov 2021 · 6 min read
The use of buynowpaylater services has surged in recent years, more than doubling between 2018 and 2021, according to Roy Morgan.
Nov 2021 · 3 min read
Australia’s banking regulator, APRA, has introduced new lending rules that will reduce the maximum amount some people can borrow.
Nov 2021 · 3 min read
Some interesting new data sheds interesting light on the eternal debate over whether to have a variable or fixed home loan.
Oct 2021 · 3 min read
Refinancing your home loan for either an investment or owneroccupier property, is one of the most common options to access your equity or free up additional funds as you grow your property portfolio.
Oct 2021 · 7 min read
Do you want to make your home more sustainable?
Sept 2021 · 3 min read
The Australian Taxation Office has reminded property investors to beware of common tax traps that can delay refunds or lead to an audit.
Sept 2021 · 3 min read
When looking for a loan for your business, it is important to understand the available financing arrangements.
Sept 2021 · 4 min read
This is a great time to be a property investor, with tenants being forced to fight hard for rental properties, according to new data from SQM Research.
July 2021 · 3 min read
Keen to get your hands on a tax refund? Well, the Australian Taxation Office has revealed the number one problem that slows down the process. ATO assistant commissioner Tim Loh said some Australians are in such a hurry they file their taxes before they've got a complete picture o
July 2021 · 3 min read
As many parts of Australia have returned to lockdown over the past few weeks, lenders have offered home loan relief to borrowers who may have been affected.
July 2021 · 3 min read
