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Platinum Journal

Home loan know-how, family finance tips, and stories that support you at every stage of life.

Home & Family Life

The Platinum Guide to Family Living

Finance tips and stories that support families.

20 Jan 20257 min readPPHL
Home Loan Tips

How Offset Accounts Work

Offset can save years on your loan.

Feb 2025 · 4 min read

Property & Planning

Should You Refinance Now?

Rates may be working in your favor.

Feb 2025 · 4 min read

Home & Family Life

Planning for School Expenses

A budgeting guide for parents with school-aged kids.

Mar 2025 · 3 min read

Finance & Budgeting

Budgeting for New Parents

How to prepare for baby-related expenses.

Jan 2025 · 6 min read

Home Loan Tips

Checklist for First Home Buyers

Avoid surprises with our buyer checklist.

Feb 2025 · 5 min read

More from the journal

01
Finance & Budgeting

Can You Invest With Kids?

Build wealth while raising kids.

Mar 2025 · 4 min read

Mar 20254 min read
02
Property & Planning

Help to Buy Scheme Set to Kick Off in 2024, What You Need to Know

The Australian government is expecting to launch the Help to Buy scheme in 2024, which aims to assist low and middle-income earners in achieving their homeownership goals.

Jan 2024 · 4 min read

Jan 20244 min read
03
Finance & Budgeting

Understanding Interest Rates and Cash Rates: A Guide for Property Owners

As a property owner, if you have a loan, you have heard about interest and cash rates. But do you understand what they are and how they affect your mortgage?

Dec 2023 · 5 min read

Dec 20235 min read
04
Home & Family Life

10 First Homebuyer Lessons to Teach Your Children

Buying a first home can be an exciting yet daunting experience for young Australians. As parents, we want nothing but the best for our children, which includes seeing them step into the property market and invest in their future.

Nov 2023 · 4 min read

Nov 20234 min read
05
Business

Personal Lending vs Business Lending-Understanding the Differences

When it comes to funding a business, there are many options available in the market. However, choosing the lending option suited to your circumstances depends on a number of factors.

Oct 2023 · 3 min read

Oct 20233 min read
06
Business

Everything You Need To Know About Small Business Funding in Australia

Small businesses are pivotal in Australia's economy, contributing significantly to its Gross Domestic Product (GDP). However, as a small business owner, you wear many hats and often, securing funding and managing cash flow is up to you. Whether you can source funding and understa

Sept 2023 · 4 min read

Sept 20234 min read
07
Finance & Budgeting

5 Reasons Why You Should Regularly Review Your Mortgage

When it comes to investing in our homes, Australians know it's a big decision. With numerous options for home loans from banks and non-bank lenders, it's easy to feel overwhelmed when trying to find the most cost-effective way to reduce your mortgage repayments. That's why having

Aug 2023 · 3 min read

Aug 20233 min read
08
Property & Planning

Your options when buying and selling property at the same time

Buying or selling a home is a major undertaking, and there are many variables that can complicate the process. If you're looking to do both simultaneously, it's important to be well-informed and well-prepared to help ensure a successful outcome.

July 2023 · 6 min read

July 20236 min read
09
Finance & Budgeting

Personal Loans

If you're considering taking out a personal loan for your next big purchase, you've come to the right place. From understanding interest rates and terms to discovering why a personal loan might make sense for your situation, this guide provides a quick overview.

May 2023 · 5 min read

May 20235 min read
10
Business

Lending for your Self-Managed Super Funds (SMSF)

For many people, a self-managed super fund (SMSF) offers a great opportunity to take control of their retirement savings. When it comes to investment strategy, an SMSF offers a unique advantage in the form of direct property ownership. Let’s explore the basics of SMSF, how it wor

May 2023 · 6 min read

May 20236 min read
11
Property & Planning

10 Factors Affecting the Property Market

For investors in the property market, staying informed is essential to navigating the ever-changing landscape of real estate. From fluctuations in interest rates to changes in demand for rentals and everything in between, there are countless factors that can affect your investmen

Apr 2023 · 6 min read

Apr 20236 min read
12
Property & Planning

Pre-Paying Interest Can Lead to Big Savings on Investment Properties

If you own or are looking to purchase an investment property, pre-paying your interest can be a great way to save money at tax time. You’ve probably heard this tip before, but do you know how it works and why it's so beneficial? Let’s look at the ins and outs of pre-paying your i

Mar 2023 · 3 min read

Mar 20233 min read