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© Platinum Package Home Loans 2026

Same Low Ratewith a 5% deposit

With Lenders Mortgage Insurance (LMI), you can borrow up to 95%* and get the same rate, no matter your LVR. Don't wait years for a discount.

Variable

Owner-occupied
Principal & Interest

5.99
%p.a
interest rate from
6.02
%p.a
Comparison rate

  • No hidden fees
  • Personalised approvals
  • 10% and 5% deposits available*
  • Unlimited repayments
  • Mobile Application?New
  • up to 30 years loan term
Book a Free AppointmentPlatinum Package Calculators

Client reviews

Trusted by Australian homeowners

Read all reviews →
A

Allie Ray

★★★★★

My partner and I recently purchased our first home, which I honestly think we couldn’t have done without Jo and her amazing crew at PPHL. They went above and beyond to get us over that finish line! Even when a massive curveball was thrown at us, the crew found a solution and got it done. I cannot thank them enough for all the hard work. I’ll be recommending Jo and her crew at PPHL to everyone!

25 April 2026

L

Liz C

★★★★★

PPHL have helped us purchase our first home and more recently helped us through refinancing our loan. They have great communication and will provide assistance with every stage of the process. Highly recommend.

16 April 2026

R

Ross Kent

★★★★★

Jo has looked after me brilliantly through my lending journey. Massive shout out to Claire her Customer Service Manager too. Claire made the whole process much less intensive than anything I have done in the past. Great experience. Rapid turnaround. Very Highly Recommended

31 March 2026

3 Simple Steps to Your Platinum Loan

Our Simple 3-Step Process to
Secure Your Platinum Home Loan

Buying, refinancing, or investing, we make it easy. Our 3-step process is simple, clear, and stress- free from start to settlement.

Book a free 1 on 1 Session

Speak with a loan expert about your goals and borrowing options. No pressure, just clarity.

Get Approved

We match you with a top lender and guide your application every step of the way.

Settle

We handle the paperwork and coordinate with your lender, so nothing is left to chance.

Book a Free Appointment

Variable

Owner-occupied
Principal & Interest

5.99
%p.a
interest rate from
6.02
%p.a
Comparison rate

  • No hidden fees
  • Personalised approvals
  • 10% and 5% deposits available*
  • Unlimited repayments
  • Mobile Application?New
  • up to 30 years loan term

Fixed 2 Years

Owner-occupied
Principal & Interest

6.14
%p.a
interest rate from
6.35
%p.a
Comparison rate

  • No hidden fees
  • Personalised approvals
  • 10% and 5% deposits available*
  • Unlimited repayments
  • Mobile Application?New
  • up to 30 years loan term

Platinum Calculators

Estimate My Repayments

See what your monthly repayments could look like before you apply.

Repayments Calculator

Borrowing Power

Estimate of how much you could borrow based on your income.

Borrowing Calculator

Refinancing

Compare your current loan to what's out there, and find savings.

Refinancing Calculator

Stamp Duty

Compare government fees on your loan and find savings.

Stamp Duty Calculator

Want a Full Picture including LVR?

Book a free 1 on 1 session and we'll walk you through personally.

FAQ

Find answers to your most pressing questions about home loans and financing options.

Sure, you have a vast choice of lenders. But do you have the time and expertise to wade through these to find the best available loan for yourself? If not, this is where a mortgage broker like us pays dividends. We do not charge you a cent. But we will work tirelessly on your behalf liaising with lenders to bring you the best possible home loan solution.

Legal Information about Platinum Rates

The rates displayed on this website are current as of the date shown and are subject to change without notice. All applications are subject to credit approval and lending criteria. Fees, charges, and terms and conditions may apply. The actual rate offered may differ depending on individual circumstances, loan amount, and purpose.

Disclaimer

Different terms, fees or other loan amounts might result in a different comparison rate.

Corporate Credit Representative

Platinum Package Home Loans Pty Ltd is a Corporate credit representative number 483232 of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)