If you own or are looking to purchase an investment property, pre-paying your interest can be a great way to save money at tax time. You’ve probably heard this tip before, but do you know how it works and why it’s so beneficial? Let’s look at the ins and outs of pre-paying your interest on investment properties.
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What is a Guarantor on your Home Loan?
If you’re a first-home buyer, you may have heard the term “guarantor” used in relation to home loans. But what exactly is a guarantor? In short, a guarantor agrees to cover the repayments on your home loan if you cannot make them.
The Property Settlement Process Explained – Key dates, Timelines and Special Conditions
From exchanging documents to paying deposits to applying for a mortgage, understanding key dates and timelines is essential in making sure all aspects of your real estate settlement are handled correctly. This article will provide an overview of the property settlement process.
Financing Your First Home, Explained
Purchasing your first home is a major milestone...
5 Tips For Refinancing Your Business Loan
Most businesses go through cycles of growth, and at some point, you may need to free up some cash flow, or you may be preparing for the future. Either way, it’s important to weigh all of your options before making a decision.
Steps To Refinance Your Home Loan
Refinancing a home loan can be a great way to save money on your mortgage. It’s important to find the right refinancing option for your needs, and understand any costs that may be associated with refinancing.
Interest Rates In Review
Over the last few months, there has been a lot of speculation surrounding the housing market, including whether rising interest rates will negatively impact property prices. History does not necessarily show this to be true.
What is a non-bank lender?
While we usually think of the big four banks when it comes to home loans, many mortgages are written by non-bank and boutique lenders like credit unions, building societies and other mortgage lenders that aren’t associated with banks.
Understanding Your Loan Options
Most people don’t realise that they have options when it comes to their loans.
If you’re looking to take out a loan, you can do a few things to ensure you secure a competitive option.