Buying your first home can be overwhelming. Not only do you need to decide on the type and location of your property, but you also must understand how to finance it!
What Assistance Is a First Home Buyer Entitled To?
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Latest News
We believe in helping our clients to make informed decisions to find the most suitable finance option.
Discover the latest news on the Mortgage market here.
Using Your Home Loan For Renovations
No matter how big or small your project, you may...
Property Gearing & Your Loan
Property Gearing can be a confusing topic....
Understanding The Total Cost of a Property
There is more to purchasing a property than just...
Buying a Property? 4 Things You Need to Know.
Buying a property is usually one of the most...
How Do Banks Determine Your Borrowing Capacity?
Previously, the buffer was a minimum of 2.50 percentage points; now, APRA has told lenders to increase it to 3.00 percentage points.
Your Home Loan Options Explained
An important consideration when looking for your new home or investment is not only what you can afford, but what are your options for repayments?
Looking for a home loan that meets your requirements is an often overlooked but essential part of your purchase strategy. Being prepared includes understanding your options and strategies to maximise the strength of your loan application.
Are Using Pay-Later Services Affecting Your Loan Options?
The use of buy-now-pay-later services has surged in recent years, more than doubling between 2018 and 2021, according to Roy Morgan. Meanwhile, credit cards are also used by a lot of Australians.
APRA Tightens Lending Rules
Australia’s banking regulator, APRA, has introduced new lending rules that will reduce the maximum amount some people can borrow.
