Australia’s banking regulator, APRA, has introduced new lending rules that will reduce the maximum amount some people can borrow.
APRA Tightens Lending Rules
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Latest News
We believe in helping our clients to make informed decisions to find the most suitable finance option.
Discover the latest news on the Mortgage market here.
Fixed vs Variable Rate?
Reserve Bank of Australia data for August shows owner-occupiers on three-year fixed loans were paying, on average, 1.26 percentage points less than those on the discounted variable rate.
8 Tips For Refinancing Your Home
Refinancing your home loan for either an investment or owner-occupier property, is one of the most common options to access your equity or free up additional funds as you grow your property portfolio.
Lenders Offering Incentives For Green Home Improvements
A range of lenders now offer special loans for borrowers who want to finance home improvements such as:
Installing solar panels
Installing water tanks
Adding insulation
Adding double glazing to the windows
Doing renovations to make the home more energy-efficient
ATO Warns Property Investors About Tax Mistakes
The most common mistake investors make is failing to declare all their property income, including capital gains from selling an investment property, according to the ATO.
Business Borrowing & Your Home Loan
Like securing a mortgage, your options for obtaining finance for a business or equipment purchase will depend on several factors.
Similar to a mortgage, your Business Loan is funded by a financier (such as a bank).
Property Investors Collecting More Rental Income
This is a great time to be a property investor, with tenants being forced to fight hard for rental properties, according to new data from SQM Research.
Rushing Your Taxes Could Delay Your Income: ATO
Keen to get your hands on a tax refund? Well, the Australian Taxation Office has revealed the number one problem that slows down the process.
Banks Offering Mortgage Deferrals To Strugling Borrowers
As many parts of Australia have returned to lockdown over the past few weeks, lenders have offered home loan relief to borrowers who may have been affected.
