When it comes to investing in our homes, Australians know it’s a big decision. With numerous options for home loans from banks and non-bank lenders, it’s easy to feel overwhelmed when trying to find the most cost-effective way to reduce your mortgage repayments. That’s why having an annual mortgage review is a good idea and here are 5 reasons why.
Latest News
We believe in helping our clients to make informed decisions to find the most suitable finance option.
Discover the latest news on the Mortgage market here.
Your options when buying and selling property at the same time
Buying or selling a home is a major undertaking, and there are many variables that can complicate the process. If you’re looking to do both simultaneously, it’s important to be well-informed and well-prepared to help ensure a successful outcome.
Personal Loans
If you’re considering taking out a personal loan for your next big purchase, you’ve come to the right place. From understanding interest rates and terms to discovering why a personal loan might make sense for your situation, this guide provides a quick overview.
Lending for your Self-Managed Super Funds (SMSF)
For many people, a self-managed super fund (SMSF) offers a great opportunity to take control of their retirement savings. When it comes to investment strategy, an SMSF offers a unique advantage in the form of direct property ownership. Let’s explore the basics of SMSF, how it works, and understand the rules, costs and risks of setting up a self-managed super fund (SMSF) for property investment.
The Property Settlement Process Explained – Key dates, Timelines and Special Conditions
From exchanging documents to paying deposits to applying for a mortgage, understanding key dates and timelines is essential in making sure all aspects of your real estate settlement are handled correctly. This article will provide an overview of the property settlement process.
Steps To Refinance Your Home Loan
Refinancing a home loan can be a great way to save money on your mortgage. It’s important to find the right refinancing option for your needs, and understand any costs that may be associated with refinancing.
Houses Vs Units: Price Growth Gap Continues To Narrow
Buyers are steadily shifting their attention from houses to units.
In April, median prices rose 10.4% in annual terms for units and 18.6% for houses, according to CoreLogic – a difference of 8.2 percentage points.
Supply Chain Issues Trigger Sharp Rise in Home building Costs
National residential construction costs increased 9.0% over the 12 months to March 2022, according to CoreLogic’s Cordell Construction Cost Index.
That was the highest annual growth rate on record apart from the introduction of the GST in 2001, and means Australians are having to pay more money to build or buy new homes.
A Rate Lock Can Protect You From Forecast Rate Rises
The big four banks have forecast that the Reserve Bank will begin lifting official interest rates from June. If and when that happens, lenders will almost certainly increase their home loan rates.
Why Your Student Loan Can Make It Harder To Get A Home Loan
You might not realise that taking on HECS-HELP debt can make it harder to qualify for a home loan and reduce your borrowing capacity.
Government Boosts First Home Buyer Support
An extra 4,651 first home buyers will be able to access federal government assistance during the 2021-22 financial year.
The government had originally pledged to support 20,000 first home buyers this year – 10,000 under the First Home Loan Deposit Scheme and 10,000 under the New Home Guarantee.
What Assistance Is a First Home Buyer Entitled To?
Buying your first home can be overwhelming. Not only do you need to decide on the type and location of your property, but you also must understand how to finance it!
Using Your Home Loan For Renovations
No matter how big or small your project, you may...
Property Gearing & Your Loan
Property Gearing can be a confusing topic....
Understanding The Total Cost of a Property
There is more to purchasing a property than just...
Buying a Property? 4 Things You Need to Know.
Buying a property is usually one of the most...